Did You Ever Buy ?

This was drawn in yesterday session of CASH Result. Anyone won ? If I bought just RM1,000, I could have struck RM2,500,000.00 ! (na shi wa u chi ba ban....this song lingering in the mind)

With luck...it is such an easy way to become millionaire..believe it ? Yes, it is just so true....can get enough money to settle a lot of things and help a lot of people in need

Buy a lottery ticket (not this 4D) only costs RM3.30, you will stand a chance to it. A chance...ok.., we just do not know when but if the luck is there...you will get it ! That is why many still loyally buy the lottery ticket as the hope is always there....it will just come...

In a real me...I seldom buy 4D or lottery tickets...just do not have the urge of every Wed, Sat & Sunday not like my parents who are quite addicted to buy 4D. My mum said it is helping her maintain her working brains...remembering numbers and combinations especially maths.

Some of my friends are also very attracted to this number game. If you play it properly within your means...I guess it is an exciting game. But please refrain from seeking medium or praying to trees etc for such numbering, you may be betting with your life to the devils...

Anyone like to share their experience of winning the big one ??? or tips of putting up the numbers or interpretation of dreams or experiences...?

Opportunities Ahead

About two and a half years ago, I have invested in direct share market via a friend's account. It was a good investment and I have earned some handsome profit (to my definition) where I have purchased a parabolic which I have enjoyed till today the fruit of it. Till a year ago, I have opened up my own share account finally and also have been quite active in investing my money but have temporarily stop investing further in the market since 6 months ago as the price of shares has been dropping after the Chinese New Year. I told myself to cease further activities till the price has dropped to rock bottom and also prevent from burning all my reserves...chialat ! (BTW, I have also forgot my online password after long time did not use...so now also cannot trade online...hehehe).

Today, as the biggest news of financial melt down in US with several big giant banks has dropped to their knees and some have declared bankrupt appears....the question of whether I should consider jumping in to buy the future opportunities ? like the one in 1997 (which I miss the boat sadly) to earn the capital gains once overall recovery in the next 3-5 years ? Genting now is 4+, Mayban is 6+ (in 1997, I learned it was down to 3+) An opportunity not to be missed without thorough consideration ? Guys....look down and up, in and out...consider deeply and hopefully we could get the breakthrough through this one big gain !

Hey...before wrapping up your decision...please be careful on the traps and loopholes....we may trap ourself through our ignorance as the situation know may not be rock rock bottom...we must make sure our financial resources are all protected as the situation of what is happening in US may get worst and the rippling effects may just get us (Malaysian) blown off especially when our political stability it at its worst of history.

I have just watched "money not enough 2" dvd this evening...the pain of shortage of money may get one crazy and heartless. It was a touching movie especially how realistic the world of today can be...when I did mention in the comment section of my friend's blog on what can be possible silently cooking in the person's mind which is very critical in forming the killer action which may harm others or selfishly protect themself for their own good and at the expense of others even among family, the avoidance of responsibility is inevitable. It is scary and is serve as reminder.

Whatever in future, I pray all of us will always realise and work towards the goodness in harmony and peaceful relationship in building better homes and community at large.

Well, before moving on with your life, think of the opportunities ahead of us....be positive in life and sieze the day with confidence ! You are a Champion ! Yes ! Semangat Yakin Yes !

Just do not miss the boat without consideration...yeah.

Thankful For Life

Successful ones always advise in their speeches, writings or testimonials to appreciate life and in all we have live. I agree totally and always reminded myself of the thanksgiving to what I have been blessed.

We must appreciate life and those obstacles in life is part and parcel of the perfection journey where everyone will need to go through. Positive ones will always look for solutions to their obstacles rather than rattlings on difficulties or problems without even try to resolve them.

"If we practise what the successful ones practices, we will eventually taste the same success" says one of the successful leader. 'If we have not achieve the success, it may be that we have not follow or practise the exact method....do not lose your faith, be patience and definitely we will reach the shore"...he added.

Wherever I am down, I keep reminding myself how lucky I am when compared to many other..i.e probably 95% others in the world whom many may have not live through their first 5 years of life or having gone through much painful life without having the opportunity to write this blog.

As I journey to Kuching airport this morning, I saw a group of general workers walking slowly to their construction site @ Four Seasons Hotel which is scheduled to complete/open by Dec 2008 - another project by TPK, I start to imagine what sort of life they are going through. A nearer reflection will be the kongsi house just in front of my house. It is a contrast of two world probably.

I am wary of the increasing higher cost of living with satisfaction of oneself. One needs to constantly improve their performances to enable greater returns in their investment of time. It may also turn into a pressure in coping up with the challenges in life. However, I believe with the sense of appreciation in us, it may lessen the piling pressure on this expectation as it give consolation.

My friend, appreciation is a start to our charity and blossom to success. From this, we may value more on life as knowingly it is shorter by seconds as we live on. Therefore, always try to make every moment worthwhile especially with loved ones. Cheers !

Snippets

Crying In The Open

Why do we cry ? We cry because our mind could not process sensibly our sad, angry, frustration or happy emotion in that moment of time ?

In the last few weeks, I have few ladies crying in front of me (not my wife and definitely not because I bully or taking advantage) because they felt great pressure when overheard negative feedbacks from peers beside great challenges in delivering their performance. In fact over the years, I have faced with such situation and now is definitely much more steady as to handle such situation and I could still remember my great mentor shared with me years back when he keeps a box of tissues eveready on his table just for such ocassion.

I told them that tears is a precious drop of water and they must strenghten themself in moving forward. Breakdown the issue upfront and always open up in discussion with close peers to get moral support, guides and develop options.

I do cry (in fact quite a lot when I was kid)...when I am sad or could not get what I could obtain or deliver or felt pain after a fall or injuries. People says it is good for washing your eyes and clear your clog emotion (may be that is why I still maintain my 20/20 vision..hehehe). As I matured, I am able to control this crying switch better.

When was the last time you shed your tears ?

Matta Fair is on 5th - 7th September

I think this be the last big promotion for the year 2008. Those who have not made up their mind to where they are going during these few days, will probably have to bear higher cost of airfare from now till April 2009.

A quick check on the promotion by AirAsia & MAS, the fare to my favourite places is attractive. Even going back to Sibu in Nov 2008 is cheap as we can get zero fare.

Few weeks back, there were talks among friends to consider a vacation in China@Beijing. It seems that with the escalation of costs, the talk has fizzled out. Bottomline as one of the friends pointed out, time is needed to accumulate funds. It is true, we need to have those extra ringgits at least RM3,000 comfortably for a decent trip and those preferred extra services may need to allocate another RM1,000 (so, I hope my friends have already started to save RM500 last month for the intending trip). I think it is more towards a mind game in managing the financial demand when one wish to spent a big sum for a good holiday. The big question is always...we will ask our inner self whether it is worthwhile ?

I must say...it is definitely worthwhile...money spent can be earned back but time spent can only be reflected in memories. Therefore, to be able to spent your time on good holiday especially with friends is invaluable moments or I must say it is a blessing that we received from the Almighty.

So...anyone still interested to have 2009 Reunion in Beijing @ China ? Importantly, don't miss this last opportunity and just check with your favourite travel agent for better deals for your holidays. You may not go...but at least give yourself a chance to consider the options..who knows...you will still make the trip in the end !

Snippets - Highlights

Be Alert On Our Electricity Bill

Our government recently announced new incentive under the Budget 2009 for the lower income group whereby for those consume monthly electricity below RM20, all charges shall be waived. So, anyone want to install extra meter to ensure your charges is below RM20 ? getting the waiver !

Before considering the above, I myself have just realised of an "irresponsible act" from the service provider whereby they have been charging my monthly usage for the past 5 years based on estimated basis. What is the discrepancy ? Well, I had only realised it after moving to my new house when I discovered the high charges of RM100+ although I have moved out in May 2008. My wife has actually told me two months earlier but as usual, I do not take immediate action for what Iconsider is small matter. Then last week, I went back to my old house to get my mails and the latest copy of the electricity bill was among the other mails. I remember what my wife had said and I quickly went to the meter to check the accuracy of the reading...

OMG...my meter reads only 9600 points but the estimate has already run into near 11,000 points. As expected, I can feel my blood pressure is rising quite rapidly (as my neck start to feel the heat) ....almost immediately I started to press my handphone to call SESCO.

Tooo.toooo..then....a sweet voice was answering my call...(my blood pressure cool off a bit)...I started to inform her about my discovery...and she is so warm and confidently tell me that she will immediately update my bill and the changes shall be reflected in my next month bill. That's it ! Such a straightforward reply from her and just because of her nice handling and assurance of the amendment, I do not grumble further and put down the phone.

However, deep in my heart..I know this is just not right and I have been paying the extra charges based on the estimates. So, if there are 30,000 customers experience like what I have....the service provider could collect the extra charges and earn on the interests for free ! we may be talking about millions of ringgit here.

Few days later, I have also conveyed to Ah Too & Mr. Tee during our usual game...they said...normal...lah ! That is why every other month, they will call up SESCO to give them the actual reading...to ensure they do not get over charged !

Well, folks....don't be like me...start checking your electricity meter to ensure the accuracy and don't give free interests to this sucker (it is just too easy for them to suck people) !

Today Is My 13th Anniversary...Life In My Industry

Yes, today is great day indeed as I reflect my first day working in an insurance company. Can you imagine, I left my house at 7.00 a.m just to reach office early but only reach home at 3.00 a.m the next morning ? My girlfriend was so worry for me and keep calling on my house phone so many times (until my housemates also start to worry) beside had to ride her bike from BBB to my rented house in Serdang just to check my whereabout (those days I do not own any handphone...so cannot be reachable so easily).

What had actually happened between 7.00 a.m to 3.00 a.m.? Anyone want to guess ?