Friday, 25 December 2009
Sunday, 20 December 2009
Jingling Is In The Air...
Time & Tide waits for no One...it was again mentioned to me when I was observing the beach line at Damai Puri the night before....It was cooling with wind blowing and the waves was pounding stronger at this time of the season. It is just another 6 days to Christmas (the final Sunday before Christmas), wow...as soon as the last Christmas was still very fresh in my mind...when I had the Christmas gathering with my school mates at Kenny Rogers, at The sPring, Kuching.
Time really flown away real fast...and in another 11 days, we will counting down to branf new year, 2010...and then many of my childhood friends will be having big "40" !... (mine still have a year to go..yay yay!) Well, that is not important of course. The most important is that we must appreciate every 24 hours that God has blessed us when our eyes first open after the long night sleep.
How to appreciate ? We must spend and utilise the every moment good intention in favour of Him. Not any moment is spent on useless thoughts, things or anything that displeases our Creator. For non believer, just keep it simple by spending your time righteously in favour of goodness.
It has been a busy month on my job not counting on my family events. Instead of jingling...I have been doing my best to juggle both my official and personal events. It has not impressive enough as I missed out few important events not due to official requirement but the after effect as I felt tired, so I chose "destressing acts". The devil of this could be due to my own inactive exercise and overload body (people called it...FAT). So, I must cast this execerise discipline in stone in order to cast this devil out of my life ! Yes, I will !
.....need to stop now as another personal event is requiring of me now...CHAO !
Time really flown away real fast...and in another 11 days, we will counting down to branf new year, 2010...and then many of my childhood friends will be having big "40" !... (mine still have a year to go..yay yay!) Well, that is not important of course. The most important is that we must appreciate every 24 hours that God has blessed us when our eyes first open after the long night sleep.
How to appreciate ? We must spend and utilise the every moment good intention in favour of Him. Not any moment is spent on useless thoughts, things or anything that displeases our Creator. For non believer, just keep it simple by spending your time righteously in favour of goodness.
It has been a busy month on my job not counting on my family events. Instead of jingling...I have been doing my best to juggle both my official and personal events. It has not impressive enough as I missed out few important events not due to official requirement but the after effect as I felt tired, so I chose "destressing acts". The devil of this could be due to my own inactive exercise and overload body (people called it...FAT). So, I must cast this execerise discipline in stone in order to cast this devil out of my life ! Yes, I will !
.....need to stop now as another personal event is requiring of me now...CHAO !
Monday, 23 November 2009
Annual Leave
In my employement guide, I have a total of 23 days of annual leave per year. I have been finding difficulty to clear the leave and as usual for the past 14 years, I have carried forward 10 days to following year. I remembered burning 20+ days some 10 years back because of an adjustment to the employement reference as I could not clear my leave in time before a new ruling takes effect.
Even on leave, if I am not going overseas or away to another place, I am being constantly disturbed in enjoying my own quiet moments to relax my mind from work. I do not think this is healthy and fair for myself, my loved ones or my true friends.
I do envy my colleagues who could just go for 10 days or two weeks break without being disturbed.
What has been the real reason for me for not being able to clear this leave entitlement ? I have been asking myself....my heart knows the reason but my brain keeps it secret. Thus my body continue to allow this unhealthy practices to continue.
I must work on a system to clear this "backlog" and next year, I will not repeat such a mistake anymore. I will put this is my personal KRAs.
Even on leave, if I am not going overseas or away to another place, I am being constantly disturbed in enjoying my own quiet moments to relax my mind from work. I do not think this is healthy and fair for myself, my loved ones or my true friends.
I do envy my colleagues who could just go for 10 days or two weeks break without being disturbed.
What has been the real reason for me for not being able to clear this leave entitlement ? I have been asking myself....my heart knows the reason but my brain keeps it secret. Thus my body continue to allow this unhealthy practices to continue.
I must work on a system to clear this "backlog" and next year, I will not repeat such a mistake anymore. I will put this is my personal KRAs.
Sunday, 25 October 2009
Malaysian Budget 2010 : What is there for me ?
Every year this time round, our PM will announce the budget for 2010 and everyone is expecting goodies to be splashed out....but this time round, there may still some goodies for us as follow;
a) Personal tax top bracket will be reduced by 1% from 27% to 26%....(though I have not reached the top bracket as yet but this will spur more actions to reach to the top !)
b) Increased of personal relief (yes, I need that to gain more savings)
c) Increased on insurance relief (yes, then can buy more protection especially critical illness programme)
d) Tax deduction for broadband services up to RM500 for the period 2010-2012 (aha...good for my streamyx and maxis).
Anymore huh ? I have not seen the full fledge of the budget report...actually every year, I also do not take real time to read the full report except going through the main features. This time round, I must get the full report for good learning.
As for the negatives news from the budget for individual;
1) I have just learned that many friends had decided the main two credit cards to be retained and had cancelled those extras. This is an important consideration move as effective Jan 2010, every card will be charged RM50 (except supplementary at RM25 per card). I can imagine the huge revenue that could be generated for government i.e 1,000,000 people x 2 cards x 50 = RM100,000,000.
I have to decide which are my main two cards soon...but let's see what is the response from the bankers ?
2) Property gain tax - 5%. Luckily I sold my house last year after 6 months on sales when the government abolish the tax two years back. Though, I did not have actual gain when I add my renovation into the total sale value but in the official records, my buying price is definitely lower than the selling price. So, guess need to add in this 5% extra if we want to sale our property.
More to come ??
d) Tax deduction for broadband services up to RM500 for the period 2010-2012 (aha...good for my streamyx and maxis).
Anymore huh ? I have not seen the full fledge of the budget report...actually every year, I also do not take real time to read the full report except going through the main features. This time round, I must get the full report for good learning.
As for the negatives news from the budget for individual;
1) I have just learned that many friends had decided the main two credit cards to be retained and had cancelled those extras. This is an important consideration move as effective Jan 2010, every card will be charged RM50 (except supplementary at RM25 per card). I can imagine the huge revenue that could be generated for government i.e 1,000,000 people x 2 cards x 50 = RM100,000,000.
I have to decide which are my main two cards soon...but let's see what is the response from the bankers ?
2) Property gain tax - 5%. Luckily I sold my house last year after 6 months on sales when the government abolish the tax two years back. Though, I did not have actual gain when I add my renovation into the total sale value but in the official records, my buying price is definitely lower than the selling price. So, guess need to add in this 5% extra if we want to sale our property.
More to come ??
Thursday, 15 October 2009
MGB celebrates Birthday...
I had wanted to blog my appreciation yesterday to mark more meaningful reflection but my IE6 was having problem since the last time the IE8 programme gave way, I have not reloaded the new Ie8....
The past one week has been very meaningful as my family and friends were cheering and wishing me many happy return on this beautiful occasion although my mind was very hook up to my review meeting presentation and business challenges ahead.
My branch colleagues has been wonderful bunch of people managed to pull another trick to celebrate with me last Friday as they know that I will on week long travelling to outstations. Their blessings walk way back to the first time when we were together (although not all of them as many are new faces) in 1997. Each year, they will sing and we will exchange our wishes during our birthday, a simple act but full of meaning as we meant what we wish.
The past one week has been very meaningful as my family and friends were cheering and wishing me many happy return on this beautiful occasion although my mind was very hook up to my review meeting presentation and business challenges ahead.
My branch colleagues has been wonderful bunch of people managed to pull another trick to celebrate with me last Friday as they know that I will on week long travelling to outstations. Their blessings walk way back to the first time when we were together (although not all of them as many are new faces) in 1997. Each year, they will sing and we will exchange our wishes during our birthday, a simple act but full of meaning as we meant what we wish.
Then, on Saturday, my family (inclusive my 3rd brother and his army) came to my home to celebrate with me. My darling wife has been so wonderful preparing the whole day on the food and taking care of my kids whilst I was in office on Saturday to conduct meetings till late 3pm as also to prepare my last lap performance.
On the eve of my birthday, I am "touch" with shocking celebration arranged by my CEO/CBO together with all the senior management (50 plus people) inclusive of my company directors singing their wishes to me. It is indeed a fantastic moment...
This celebration continues with my CBO and few friends who have waited for the clock to reach 12 midnight, to sing another round of wishes...they are just been so wonderful pals...
Thank you for all the blessings I have received from your wishes and I thank all of you for your friendship and love as I wish for you on my birthday, to receive good health, prosperity and divine blessing in every moment of your life....Saturday, 19 September 2009
It's Hari Raya Celebration again...
First of all, Selamat Hari Raya Aidilfitri to all my Muslim friends of all races and Selamat Bercuti to all my friends who are on holidays during this festival season.
Time really flies...it another year gone if we use the last Raya as benchmark. Soon, it will be Christmas coming...then...2010 countdown... I am not kidding here and guess what, I have just received invitation from my social club to confirm on the limited place for the 2010 New Year Countdown !
For my corporate life, we are already counting our last lap and how to ensure we push the last drop of our energy to survive in the race.
Time is really precious. It never stops and never waits. The best remedy of time is it heals, at least I rated so...so we must not just let it ticks away without getting all its 'catering" for you...
In Malaysia, we have four days of holiday including the weekend. A good time to go for short trip and do anything you want, be insane to your work for a moment...(not breaking any laws of course) so that we could reorganise ourself when we starts back in the office or the real world on Wednesday.
I have planned out my holidays...just want to relax...have good food, plenty of it with my family and then exercise a lot so that can eat more...I will also drive out to Semenggoh bringing my kids to see Mr. Tee & Heroes' cousins who are being rehabilitated.
Time really flies...it another year gone if we use the last Raya as benchmark. Soon, it will be Christmas coming...then...2010 countdown... I am not kidding here and guess what, I have just received invitation from my social club to confirm on the limited place for the 2010 New Year Countdown !
For my corporate life, we are already counting our last lap and how to ensure we push the last drop of our energy to survive in the race.
Time is really precious. It never stops and never waits. The best remedy of time is it heals, at least I rated so...so we must not just let it ticks away without getting all its 'catering" for you...
In Malaysia, we have four days of holiday including the weekend. A good time to go for short trip and do anything you want, be insane to your work for a moment...(not breaking any laws of course) so that we could reorganise ourself when we starts back in the office or the real world on Wednesday.
I have planned out my holidays...just want to relax...have good food, plenty of it with my family and then exercise a lot so that can eat more...I will also drive out to Semenggoh bringing my kids to see Mr. Tee & Heroes' cousins who are being rehabilitated.
Oh yes...visiting my Muslims friends is a must during this Raya....so good food and company will be there...and my kids just love it!
Thursday, 20 August 2009
Dreaming To Success
I "dream" to success everyday as;
a) I have my own time...doing what I want with my loved ones...not tie down with regiment timing...
b) I have the financial and physical means to bring family, my siblings & family for holiday every quarterly...especially my parents to AhMuo, China (my ancestry rooting), Beijing, Rome, Jerusalem....)
c) I am able to help those in need whether in financial, time or energy...
and do not need to worry about monetary liabilities...although life challenges I need them to be stronger in facing the colourful life.
In multi-level marketing, this is the promise and idea selling to all the under achievers or achievers. Everyone is attracted to shorten their journey to success and I am not excluded. I want to be successful since 15 years back...
After working for 14 years ++ (in 10 days time, it will be my complete full cycle of 14 years in insurance line), I have tasted success but yet to fully grap and graduated from it...but to some, yes...I am happy for the achievement and I hope to complete my dream in shortest time before the big figure as tickling away in the clock placed on this blog..:-)
It is not a day dreaming...but a dream to achieve as I written down and reflect it almost all the time. Questions been raised, obstacles being overcame and mounting challenges continue to whack my course to success. A lot of support is indeed needed from my wife, family and buddies also friends out there...I thank them for the love and joy of seeing the help sent to me. For all those who are not aware how appreciate I am to them, I pray for their success too.
It is nearer than 14 years ago...but the road is steeper as i could comprehend with my personal experiences when climbing the Mount Kinabalu. To reach the top (for which I have not short of 1km), it requires much more than just dreaming...
But importantly, I must not give up !...I must keep trying...and everyday i know I am nearer to the point of success that I wish...wish me, pray for me my friends, I need your support in your laughters, joys, tips, clarity, sincerity, point blank on my weaknesses to improve and opportunity to help you as to help myself...
a) I have my own time...doing what I want with my loved ones...not tie down with regiment timing...
b) I have the financial and physical means to bring family, my siblings & family for holiday every quarterly...especially my parents to AhMuo, China (my ancestry rooting), Beijing, Rome, Jerusalem....)
c) I am able to help those in need whether in financial, time or energy...
and do not need to worry about monetary liabilities...although life challenges I need them to be stronger in facing the colourful life.
In multi-level marketing, this is the promise and idea selling to all the under achievers or achievers. Everyone is attracted to shorten their journey to success and I am not excluded. I want to be successful since 15 years back...
After working for 14 years ++ (in 10 days time, it will be my complete full cycle of 14 years in insurance line), I have tasted success but yet to fully grap and graduated from it...but to some, yes...I am happy for the achievement and I hope to complete my dream in shortest time before the big figure as tickling away in the clock placed on this blog..:-)
It is not a day dreaming...but a dream to achieve as I written down and reflect it almost all the time. Questions been raised, obstacles being overcame and mounting challenges continue to whack my course to success. A lot of support is indeed needed from my wife, family and buddies also friends out there...I thank them for the love and joy of seeing the help sent to me. For all those who are not aware how appreciate I am to them, I pray for their success too.
It is nearer than 14 years ago...but the road is steeper as i could comprehend with my personal experiences when climbing the Mount Kinabalu. To reach the top (for which I have not short of 1km), it requires much more than just dreaming...
But importantly, I must not give up !...I must keep trying...and everyday i know I am nearer to the point of success that I wish...wish me, pray for me my friends, I need your support in your laughters, joys, tips, clarity, sincerity, point blank on my weaknesses to improve and opportunity to help you as to help myself...
See you at the top !
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